iakttakelser (observations)

Betraktningen nedenfor ble gitt i en presentasjon av Sumanita for en forsamling av investorer på et Connect Norge sitt møte hos Deloitte, Oslo i denne uken. Møtets tittel var: teknologiske utfordringer i finans, bank og forsikring . Jeg hadde 7 slides. På tredje slide, hoppet jeg ut og fortalte følgende: Jeg vil si et par ord om hvilken utfordring mobilt IT er for finans, bank og forsikring, spesielt for regnskapssystemer.  For det første har vi nå et superoptimalisert arbeidsmiljø , hvor vi bruker store skjermer, raske PCer og nett. Dette står i skarp kontrast til knøtt små skjermer og dårlig eller manglende Internett dekning og elendige tastatur.  For det andre var regnskap opprinnelig en måte å samle transaksjoner i relevante grupper, for på den måten få oversikt. Disse gruppene, eller kontoer som vi kaller det, skulle forenkle regnskapet , slik at det hele ble mer forståelig. Istedet har det blitt verre. Skatte-myndigheter, bransjer og finans har pushet almen re...

After the fact, after WWDC, I normally wonder why I didn’t see what was coming, before the event. I’m sorry to admit that happened again this year! As we saw with the new iPad, Retina screens need more battery power and more graphic processor power. Knowing that, how could I ever imagine a revised Macbook Air with Retina? More battery couldn’t simply fit. The Macbook Pro 15" on the other hand was ripe for changes. With amply room after removing old technology and the optical and HDD drives. Together with taking away the glass screen, Apple managed to reduce the weight with one kilo. To go down another half kilo wasn’t possible just now. I expect Apple to repeat this exercise with the Macbook Pro 13", and let it be next out with Retina. The Airs however, will have to wait on radical better battery technology. The third to get the Retina screen, will be the all new Macbook Pro 11“, who will be only slightly bigger than the current 11” Air. I think Apple will turn to t...

Watching the Gillmor Gang on my Apple TV is big fun. The Gang is tearing out verbal pearls “en masse”, you just have to grab them. But to write them down can be hard. Never less, here at 40:50 into the show, is Keith Teare, more or less as I could hear him, trying to describe our new IT paradigm, finishing a long discussion on MS Surface: It feels to me like, Salesforce and companies that have build cloud services, are going been impacted by the shift as well.  The iPad got enough storage to turn the cloud to a message queue. All of the processing being done on the iPad, but without getting rid of the sales-teams being connected to each other. The cloud will kind-of form like a glue.  This is the new architecture: Pushing functionality out of the cloud into the device, while the cloud still remains crucial, but different.  Salesforce will be very hard pushed to change its architecture to move into that vehicle, impacted of the cloud, of the growth of the decent...

Hvis du ønsker deg forståelsefulle flyvertinner og en klapp på skulderen, så ikke ta Ryanair. Men hvis du skal rimelig avgårde og uten forsinkelser, er Ryanair en god ide - og en rimelig en. Mens SAS og andre gamle kjemper blør, tjener Ryanair penger på rett å slett gjøre jobben folk bruker flybransjen til - å flytte seg. I går kunne jeg følge med hvordan man effektivt håndterer køen foran toalettet nå pilotene har et nødvendig ærend: Plutselig går varsellyset for fasten seatbelt på, og alle som står å venter på å komme på toalettet blir raskt sent tilbake til sine stoler. Noen protester, og da svarer flyvertinnene bryskt please sit down mens de peker først på lyset og så et stolene. De går ikke inn i en diskusjon om selve problemet.  Da alle har satt seg, kommer en av flygerne som skal på toalettet. Når han er vel inne i sin cockpit igjen, går varsellyset av, og folk strømmer til køen på nytt. Og de korrekte, men bryske vertinnene forsetter å pakke sammen. Jeg ser at...

Amanda Palmer from her net-site Amanda’s story moved me. Amanda Palmer will release a new album through Kickstarter , and happened to be the first raising more than a million dollar. I think the way she awarded her donors where just great: For $1, fans could get a download of the album; for $5 a download and a PDF; for $25 a download and CD; for $50 a download and vinyl; and for $125 a download, vinyl or CD, and limited-edition art book…  While pre-ordering made up most of the project’s activity, more than $300,000 was pledged for rewards offering experiences rather than things.  For $300 you could go to a backer-only show — 397 fans chose that. For $5,000 she would play a show at your house — 34 backers chose that. For $10,000 you could have dinner with her and she would paint your portrait — two backers chose that. Amanda has a huge fan-base, and that seems to be good for Kickstarter. I went to Amanda’s net-site and downloaded a song. It’s actually well...

I just saw the for their new Uppleva TV witch is integrated into furniture, with Blue Ray player and loudspeakers, all for around €1400. Ikea is telling a great disrupting story. They in fact solved many of my problems with TV. They hide the cables and provide support for the screen very nicely. They also have a menu system and made the remote hide unnecessary buttons. I expect the timing is quite important. Apple is widely expected to release something for television next monday. Ikea start in June with select European countries. At least the furniture named Uppleva is available in Norway and Sweden.

Roger McNamee, alias Moonalice, alias Hypernet, is a world by itself. As earlier reported, I posted about some incredible interesting discussions he held on Youtube . In order to follow this guy, I chose his @Moonalice on twitter. Since McNamee is part musician in the Moonalice band and website, this twitter ID is a mix of investment, tech and music. So as I write this post I’m listening to his band radio-channel. I think he is calling the band's genre psychedelic jazz. Anyway, its great to listen in. And the visual style is quite elaborated, and remind me of the Art Deco in Barcelona: Moonalice music cover McNamee also co-editing the blog Roger and Mike’s Hypernet Blog , where he is explaining what he believes is coming after the apps. Yesterday I got THE reward for following. A really long blogpost on HTML 5 , and what part it plays in his Hypernet vision. It’s a great post and you should give you the pleasure to read it! Here is the final paragraphs: Imagine that the...

∑   Jeg øver meg fremdeles på Clayton Christensen sin “ Job to be done ” metode for å finne ut hvordan regnskap kan skapes på nytt for vår mobile hverdag. Første versjon skrev jeg bare som tekst. I andre versjon lagde jeg så et “Mindmap”. Jeg gikk så igjennom kartet og teksten, og klarte å forenkle begge deler. Under er dent nye teksten. Nederst et bilde av Mindmap-ett: Hovedbok er et sett med jobber som egner seg for å dokumentere, kvalitetsikre og presentere flytting av ressurser: Ressurser kan være penger, varer, timer, tjenester. De forefinnes typisk innenfor økonomisystemer eller  Enterprise Resource Planning og finans. Hovedbok hyres innenfor regnskap, budsjett, prognose, varelager, lønn, reskontro, fakturering, megling, portefølje (forsikring, reassuranse, lån, pensjon) for å skape forståelig informasjon.  Hovedboks jobber omfatter blant annet: Dokumentering: ny registrering og endringer, kategorisering, regler, lagring, sporing Kvalitetssi...

<p>Robert Scoble is a great source if you try to understand new trends. I had a good time on Facebook this morning thanks to him. Here is my comment:</p> <blockquote> <p>Following Scobles&#8217;s advice I now spend half an hour teaching Facebook. And boy, it learns. For instance the video from Scoble came up on my timeline. </p> <p>I agree with the notion of Facebook as an Über-OS. And if it happens to implement its app store and apps on mobile, that it may be a huge threat to Apple. </p> <p>It was also my first time on Google Hangout. That&#8217;s must be a real podcast killer! With that I can video-cast directly myself!</p> </blockquote> <p>Robert pointed out that in the end of June we know a lot more. He expects Google IO to add more functionality to the Google Plus. He also expects Facebook to come up with both a new ad-service and apps for mobile. </p>

∑  Jeg øver meg på Clayton Christensen sin “ Job to be done ” metode for å finne ut hvordan regnskap kan tenkes på nytt for vår mobile hverdag. Dette er nytt for meg, og jeg vet jeg vil gjøre feil. Så mitt ønske er at du finner en feilen og påpeker den. Hovedbok er et sett med jobber som egner seg for å dokumentere, kvalitetsikre og presentere flytting av ressurser: Ressurser kan være penger, varer, timer, tjenester. De forefinnes typisk innenfor økonomisystemer eller  Enterprise Resource Planning og finans. Hovedbok hyres innenfor regnskap, budsjett, prognose, varelager, lønn, reskontro, fakturering, megling, portefølje (forsikring, reassuranse, lån, pensjon) for å få frem forståelig informasjon. Hovedboks jobber omfatter blant annet: Dokumentering: registrering, dokumentering, regler Kvalitetssikring: re-kategorisering, avstemming, periodisering, Presentasjon: sum, sum-summer, kjernerapporter (dagbok, saldoliste hovedbok, resultat og balanserappor...

I wrote Is Accounting ripe for disruption - again?  about six weeks ago, as a preparation for the Asymconf conference in Amsterdam, held by Horace Dediu from Asymco.com. It’s time to revise it, and to continue the exploration of mobile accounting. This exploration, or travel, into the land of accounting , will be guided by questions like: Why Mobile accounting? What’s “The Job to be done” in Mobile accounting What is accounting — a glimpse into the General Ledgers inner secrets, to what I call the Kernel What job does the Kernel being hired to do inside accounting? Are there other jobs that can hire the Kernel? What are the Accounting Programs Providers dilemma What job does humanity needs to hire mobile accounting for? As all explorers know, there is way more we don't know than we currently know. The journey will need people with open minds and deep knowledge, and my hope is that we together can get a glimpse of this future. Let’s start the journey!

My first take on Horace car quiz - Saab Cars and disruptive innovation — that’s a powerful mix! I just listened live to Horace and Dan doing a huge Critical Path show, the 39th. one. It was just fantastic trying to wrap my thoughts around cars, transportation, aviation, electrical power and networks! Why? May be because we then talk about real stuff, not just screens simulating reality. That’s healthy for a programmer/blogger… Late in the show Horace mentioned the immense worth of networks like roads. He talked about Amsterdam, assuming that they must had being transforming the city to facilitate bicycles for a century. Horace also remarked that electrical power should be created and consummated locally, as we do with solar energy. He surely is aware that in the Nordic countries are well accustomed to use solar energy by burning wood. He stressed that we shouldn’t try to innovate neither cars, nor aviation but instead looking on the job to be done. And that’s an advi...

Horace Dediu is currently working to crack the code of Android economics, and yesterday put the numbers in graphics showing how Android economics compare to Apple. The differences in size of the economics is simply stunning. The difference is so huge that I think it must be something missing in the Android part. Just look at the graph. I'v put a cirle around the Android graph and the rest is a part of Apple's. It doesn’t help either that the Android part is for a year, Apple for a quarter. I’m really looking forward to his next posts on the matter and to the Critical Path podcast this afternoon. BTW - I’ll try to follow it live on the new 5by5 app .

Andy Hickl, TechCrunch, wants to go further than just answer questions, beyond Siri. He really wants a companion: A great companion (human, software, canine, or other) knows me well enough that I trust it implicitly. It’s that kind of trust (such as those between intimates or between a boy and his app) that could make companion apps so valuable — and so hard to put down. Entrepreneurs knows how valuable it is to discover the pain-points: Let’s just put it this way. What’s the biggest pain point available to us entrepreneurs? It’s got to be death and dying. The elixir of life? That’s the ultimate killer app, and the foundation of the entire pharmaceutical industry, among other things. Andy correctly points out that the assistants are viable startup projects: But what’s next in line? What’s just below a fountain of youth? Well, it’s making the most out of the time you do have here on earth. Does Andy Hickl goes to far with the following objective? What about an assistant that...

Listening to Marco Arment, John Gruber, Horace Dediu & al. is just great. But hearing them live is even better. I did almost never get the change. You never knew exactly when Dan Benjamin got the show starting. But the shows I've listened to live have been great. I don't know why, but live radio make me more alert and concentrated. Anyway, a good service has just gotten better! The 5by5 app notifies you when a show is about to begin, and links to twitter. Take the opportunity to be able to pay 3 small dollars to Dan Benjamin and his hosts for a wonderful radio experience! Get the app here!

An Eric Jackson Forbes article shows how incredible fast the innovation in tech is running: We think of Google and Facebook as Web gorillas.  They’ll be around forever. Yet, with the rate that the tech world is moving these days, there are good reasons to think both might be gone completely in 5 – 8 years.  Not bankrupt gone, but MySpace gone. Just remember how slow Facebook was to make an iPad app. Why do they have to fulfill the Innovators dilemma ? The bottom line is that the next 5 – 8 years could be incredibly dynamic.  It’s possible that both Google and Facebook could be shells of their current selves – or gone entirely.  They will have all the money in the world to try and adapt to the shift to mobile but history suggests they won’t be able to successfully do it.  I often hear Google bulls point to the market share of Android or Eric Schmidt’s hypothesis that Google could one day charge all Android subscribers $10 a month for value-added servic...

   Store amerikanske universiteter som Harvard og MIT har lært av Kahn Academy og Udacity og skal nå tilby video fra forelesninger. Stanford, som har kjørt flere runder med gratis tilgang til nesten komplette kurs robotikk og programmering av søkemotorer for over hundre tusen elever, tar imidlertid skrittet fullt ut. Gregory Fernstein i Techcrunch forteller i en post at på medisinstudiet vil de følge Kahns opplegg for forelesninger og istedet la professorene hjelpe studentene løse problemer i klasserommet. Det er mange som advarer mot disse endringene, men Stanford viser til nye undersøkelser som viser at studentene gjør det mye bedre med deres nye opplegg: Skeptical readers may argue that Khan Academy can’t compete with lectures from the world’s great thinkers. In response, Prober and Heath point to a recent one-week study that compared the outcomes of two classes, a control class that received a lecture from a Nobel Prize-winning physicist and an experimental s...

Steve Gillmor don’t posts every day, but he did post on Sunday, and I suspect he didn’t find another great article on disruption, and created one himself. First, I was a bit surprised; I thought GDrive was a bit me-too. That Google was trying to just match iCloud, and not worth mentioning at all. And it wasn’t easy to find it either. I had to go to my settings in Google Docs to find that I had my 5 Gigs of GDrive. Reading the article again, Gillmor seems to look at GDrive as a big bucket of links to my documents, and with ability and tools to both show and edit them. He sees this as the death of both filesystem and documents, and is quite happy with that: In other words, the list of things I don’t care about just got longer. I don’t care about the file name, because it is now wrapped in a container that includes the services I can access in addition to the information itself. I don’t care about the metadata, not the names of the people who have access to it or the sharing model t...

Asymco forteller idag at Apple og Samsung tilsammen tar 99% av fortjenesten. HTC hangler så vidt etter med sine 1%, mens Nokia, Sony, RIM og LG taper penger. Det som verre er, situasjonen blir bedre for Apple og Samsung hver eneste dag. For veksten innenfor smarttelefoner er på hele 47% i året, og både omsetning og fortjeneste er økende. Så faktum er at de tre største tar hele veksten. Her er en graf av Horace Dediu som viser denne utviklingen: Innenfor mobil tar de store alt Horace går igjennom utvikling av fortjeneste, omsetning og antall solgt både blant smarttelefoner og vanlige mobile i The phone market in 2012: a tale of two disruptions ∑ - Horace gir her en presis og velformulert rapport om mobilmarkedet i 2012. Svært lesverdig!

Job to be done descriptions are somehow difficult to express, at least in Norwegian. They don't flow well and sometime sounds strange. Horace Dediu got it flowing however in his last post on Asymco: Which is best: hardware, software or services? Apple is the most valuable company in technology (and indeed in the world) because it integrates hardware, software and services.   It’s the first, and only, company to do all these three well in service of jobs that the vast majority of consumers want done . Seeing just four lines, I felt for paraphrasing the text, just to try to get it down to a tweet: ∑ - Integrating hardware, software and services well in service of jobs that the vast majority of consumers want done, made $AAPL surge.